Be rewarded with up to 2.5% cashback on everything, both local and overseas - simple and fuss-free with our HSBC Advance Credit Card.
Choose between a Samsonite ZELTUS 69cm Spinner Exp with built-in scale worth SGD680 or get SGD200 cashback when you spend at least SGD500 and provide marketing consent in the application form. Apply now for instant approval[@instant-approval-tncs].
Terms and conditions apply (PDF, 184KB)[@to-qualify-for-gift]. See welcome gift details.Spend on local and overseas purchases each calendar month with your HSBC Advance Credit Card and get one of the following:
- 1.5% with no minimum spend
- 2.5% when you spend above SGD2,000
Base Cashback is capped at SGD70 per calendar month.
Note: Transactions are in SGD based on posted date.
The calculated amount shown is indicative only, based on qualifying transactions. Eligible cardholders who spend up to S$2,000 shall receive a base cashback equal to 1.5% of the amount spent on eligible purchases in that calendar month. Eligible cardholders who spend more than S$2,000 in a calendar month shall receive a base cashback equal to 2.5% of the amount spent on eligible purchases for that calendar month. Spend exclusions apply. Base Cashback is capped at S$70 per calendar month. Terms and conditions apply.
Shop till you drop with deals and offers for both online and in-store purchases. Plus enjoy added peace of mind with complimentary coverage for your online purchase losses or damages.
Tease your palate with dining deals at restaurants across Singapore and overseas, and exclusive 1-for-1 offers on ENTERTAINER with HSBC app.
Receive complimentary travel insurance coverage against flight inconvenience and personal accident of up to SGD1 million* for you and your family. Read frequently asked questions.
Save on your wedding expenses such as wedding banquet, bridal package and more with cashback on wedding-related payment.
Renovating or refurbishing your home with the latest tech gadgets, appliances and furniture? Save more with our exciting deals.
Activate your card instantly upon approval for both you and your supplementary cardholders. Visit here to download the app.
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Choose from a Samsonite ZELTUS 69cm Spinner Exp with built-in scale, worth SGD680 or get SGD200 cashback when you spend at least SGD500 and provide marketing consent upon applying for this card.
You'll still be eligible to receive SGD50 cashback when you spend at least SGD500 and provide marketing consent upon applying for this card.
Note: Selecting a gift below does not guarantee your eligibility, all welcome gifts are subject to the Bank’s qualifying criteria.
To apply for an HSBC Advance Credit Card, you must be aged 21 or above and have a minimum annual income of:
If you do not meet these income requirements, a minimum fixed deposit collateral of SGD10,000 will apply.
You're only 4 steps away from shopping and spending on your new HSBC Advance credit card.
You can apply using Myinfo via Singpass and save the hassle to provide supporting documents.
Alternatively, prepare the following supporting documents with your application.
Your credit limit
Your credit limit is subject to our review and approval. Where you've stated a preferred credit limit, the amount we grant may be lower than what you requested.
Finance charges
A finance charge will be imposed based on the amount withdrawn, from the date the transaction is posted to your account to the date the payment is made in full or the next statement date, whichever is earlier.
Effective rate: 27.8% p.a. (minimum)
Minimum charge: SGD2.50
Annual fee
We'll waive your annual fee for the first year, starting from the issue date for your credit card. From the second year onwards, we'll waive the annual fee for your card if you spend more than SGD12,500 with it per year.
If you're a foreigner employed in Singapore, you may be able to prove your credit worthiness by sharing your credit history from your home country/region. When you apply for a credit card online at HSBC, you may choose to provide your information and consent for us to access your overseas credit history. We'll use the information when processing your credit card application. Learn about international credit history.
Our HSBC credit cards open up a world of banking convenience, benefits and privileges. And now, you can share it with your family too.
